Terms & Conditions

Last Updated: September 23, 2026

1. Introduction

Welcome to SecurePay BD. These Terms & Conditions govern your use of the SecurePay BD website, dashboard, API, automated payment verification system, integrations, and related services.

By creating an account, purchasing a plan, connecting an API, or using any SecurePay BD service, you agree to these Terms & Conditions.

2. Legal Business Use Only

SecurePay BD is intended strictly for legal and legitimate businesses, websites, applications, and services.

You are responsible for ensuring that your business, products, services, and transactions comply with all applicable laws, regulations, payment-provider requirements, and third-party policies.

3. Strictly Prohibited Activities

SecurePay BD has a zero-tolerance policy toward illegal, fraudulent, deceptive, and prohibited activities.

You must not use SecurePay BD directly or indirectly for:

Betting websites or platforms
Online gambling or casino websites
Lottery or lottery-related services
Sports betting
Wagering or gambling games
Fantasy betting involving real-money wagering
Gambling-related deposits, withdrawals, or payouts
Illegal goods or services
Fraudulent businesses or transactions
Ponzi schemes or pyramid schemes
Money laundering or attempts to conceal the source of funds
Terrorist financing or activities supporting terrorism
Stolen or counterfeit goods
Unauthorized financial or money-transfer services
Phishing, hacking, malware, ransomware, or other malicious activities
Identity theft or unauthorized use of personal information
Fake investment or financial schemes
Copyright or intellectual-property infringement
Any activity prohibited by applicable law
Any activity prohibited by our payment partners

4. Gambling, Betting & Lottery Policy

Gambling, betting, lottery, casino, wagering, and similar activities are strictly prohibited.

You may not use SecurePay BD to accept deposits, process payments, verify transactions, make payouts, or provide payment infrastructure for gambling, betting, lottery, casino, or wagering websites.

You also may not attempt to hide or disguise gambling-related transactions or use another website, domain, application, account, API key, or third party to bypass this restriction.

SecurePay BD may take immediate action if we identify activity that appears to violate this policy.

5. Account & Business Information

Users must provide accurate and truthful information when creating and using a SecurePay BD account.

You must not:

Provide false or misleading business information
Use another person's identity without authorization
Connect an undisclosed website or application
Use your account for a business different from the business described during registration
Misrepresent your products or services

6. Compliance & Account Review

SecurePay BD may review accounts, websites, applications, transactions, payment activity, and API usage for security, fraud prevention, compliance, and risk-management purposes.

We may request additional information or documentation when reasonably necessary.

Reviews may be conducted when we detect:

Suspicious transactions
Fraud indicators
Unusual transaction patterns
Prohibited products or services
Gambling or betting activity
Payment-provider violations
Security concerns
Misrepresentation or account abuse

7. Suspension & Termination

SecurePay BD reserves the right to suspend, restrict, disable, or permanently terminate an account if we reasonably believe that the account violates these Terms or creates legal, financial, security, or compliance risks.

This may include accounts involved in:

Illegal activities
Gambling, betting, lottery, or casino activities
Fraud or suspicious transactions
False or misleading information
Unauthorized websites or applications
Payment-provider violations
API abuse
Attempts to bypass our security or compliance controls

For serious or clearly prohibited activities, SecurePay BD may terminate an account immediately and without prior notice.

8. Transaction Restrictions

SecurePay BD may review, restrict, delay, reject, or disable transactions or related services when necessary for security, fraud prevention, compliance, investigation, or payment-provider requirements.

Automated payment verification does not guarantee that every transaction is legitimate, final, reversible, or dispute-free.

9. API & Integration Rules

API keys, access tokens, and other credentials must be kept secure.

You must not:

Share API credentials publicly
Sell or transfer API credentials
Use API credentials for unauthorized websites
Use the API for prohibited activities
Attempt to bypass security controls or rate limits
Attempt unauthorized access to SecurePay BD systems

10. Fraud & Abuse

Any attempt to manipulate payment verification, transaction status, payment references, payment amounts, API responses, or system records is prohibited.

This includes fake payment claims, forged payment information, duplicate transaction manipulation, false payment confirmations, and attempts to exploit or bypass the verification system.

11. Customer & Business Responsibility

You are solely responsible for your:

Products and services
Customers
Refunds and disputes
Invoices and business records
Customer support
Website or application
Legal and regulatory obligations

SecurePay BD provides payment-related technology and automation tools and is not responsible for the legality or operation of your underlying business.

12. Third-Party Payment Providers

SecurePay BD may integrate with third-party payment methods and providers. These providers may have their own terms, policies, restrictions, fees, limits, and compliance requirements.

You are responsible for complying with the applicable requirements of the payment providers used through your account.

13. Service Availability

We aim to provide reliable services, but SecurePay BD does not guarantee uninterrupted or error-free service.

Service availability may be affected by maintenance, technical problems, internet issues, third-party payment-provider outages, security incidents, or circumstances beyond our reasonable control.

14. Security

SecurePay BD takes reasonable measures to protect its systems and user information. However, no internet-based service can guarantee absolute security.

You are responsible for keeping your account passwords, API keys, access tokens, and authentication information secure.

15. Fees & Subscriptions

Users agree to pay the applicable fees for their selected SecurePay BD plan.

Plan features, pricing, limits, and availability may change from time to time.

Failure to complete required payments may result in suspension or termination of paid services.

16. Refunds

Refund requests are subject to the applicable SecurePay BD Refund Policy.

Refunds may be refused where there is evidence of abuse, fraud, prohibited activity, or violation of these Terms.

17. Intellectual Property

SecurePay BD's software, branding, logos, designs, documentation, interfaces, and other proprietary materials are owned by or licensed to SecurePay BD unless otherwise stated.

You may not copy, reproduce, redistribute, sell, modify, reverse engineer, or commercially exploit SecurePay BD proprietary materials without authorization.

18. No Circumvention

You must not attempt to bypass these Terms by:

Creating multiple accounts
Using another person's account
Changing domains or using mirror websites
Hiding prohibited products or services
Using redirects to conceal the actual business
Using third-party intermediaries
Creating another account after termination
Using an undisclosed business or application

Any attempt to circumvent our policies may result in immediate account termination.

19. Cooperation With Authorities

SecurePay BD may cooperate with authorized government authorities, law-enforcement agencies, courts, regulators, financial institutions, and payment providers where required or permitted by applicable law.

Where legally required, relevant account, transaction, technical, or other information may be provided to authorized authorities.

20. Changes to These Terms

SecurePay BD may update these Terms & Conditions from time to time.

We may update the “Last Updated” date when changes are made. Continued use of SecurePay BD after updated Terms become effective constitutes acceptance of the revised Terms.

21. Governing Law

These Terms shall be interpreted and applied in accordance with the applicable laws and regulations of Bangladesh, to the extent applicable.

22. Reporting Prohibited Activity

If you believe that a website, account, or transaction is being used for illegal, fraudulent, gambling, betting, lottery, or other prohibited activity, please contact us.

Email: support@securepaybd.xyz

When reporting an issue, please provide the relevant website URL, transaction information, and a description of the suspected activity where available.

23. Acceptance of These Terms

By registering for SecurePay BD, purchasing a plan, connecting an API, integrating your website or application, or using our services, you acknowledge that:

Your business activity is lawful.
You will use SecurePay BD only for legitimate purposes.
You will not use SecurePay BD for gambling, betting, lottery, casino, wagering, or similar activities.
You will provide accurate account and business information.
You will comply with applicable laws and payment-provider requirements.
SecurePay BD may review accounts and transactions for security and compliance purposes.
SecurePay BD may suspend or terminate accounts that violate these Terms.

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